U.S. regulators toss out rules requiring banks to prepare for climate change
Regulators are doing away with controversial rules that required banks to plan for losses in the event of climate-related events, according to an announcement Thursday.
Rooted in Expertise, Driven by Partnership
Founded by Jason Clarke, FRM, CFA, after 20 years with the OCC, Steady Sage Consulting helps financial institutions navigate risk, compliance, credit, and strategy with clarity and confidence. We bring regulatory expertise, practical solutions, and a commitment to lasting partnerships.
About Steady Sage Consulting
- About the Founder
After a twenty-year career as a bank regulator with the Office of the Comptroller of the Currency (OCC), Jason Clarke, CFA, FRM founded Steady Sage Consulting to help banks and financial institutions navigate complexity and work through issues with clarity, confidence, and innovation. His mission is simple: empower financial institutions to make smarter decisions, build resilient operations and address challenges effectively.
- Professional Background
Throughout his career, he has provided supervisory oversight to national banks and thrifts ranging size employing various business models. He has extensive experience in identifying, measuring and controlling risks and teaching others to do the same. Having led and participated in numerous regulatory examinations, he can deliver valuable perspectives across a wide range of CAMELS areas.
- Areas of Expertise
I have developed deep subject matter expertise in:
- Enterprise Risk Management (ERM) – Building and reviewing frameworks that integrate risks across the institution.
- Enforcement Action Remediation and CAMELS ratings.
- Commercial Credit – Portfolio reviews and policy improvements to strengthen lending practices.
- Asset-Liability Management (ALM) – Liquidity and interest rate risk guidance, including funding plans and model reviews.
- Trading Activities – Governance and risk measurement and monitoring.
Approach & Philosophy
His approach combines analytical rigor and practical experience with a clear understanding of the key risks faced by financial institutions. He provides accurate, supported findings, actionable steps and suggestions on future opportunities and engagements that will add value.
As a regulator, Jason focused on clear and straightforward communication that delivered value to a bank’s profitability and while also maintaining or improving the risk profile. That same mindset will continue to be implemented through Steady Sage Consulting today.
Partner with Steady Sage Consulting
With over 20 years of regulatory experience, Steady Sage Consulting helps financial institutions navigate complexity with clarity and confidence. Our services span risk management, credit, compliance, ALM, and strategic planning, always tailored to each client. We believe lasting success comes from partnerships built on trust and shared purpose.
- A Time-Tested Partner You Can Trust
- Comprehensive Services, Customized Support
- Real-World Experience. Proven Expertise.
- Excellence At Every Turn
- An Unwavering Focus On Financial Institutions
- Building Partnerships, Not Transactions
Insights & Updates
We believe thoughtful analysis and clear guidance are essential for lasting success.
Banking shares’ wobbles reveal growing unease over credit risks
A clutch of bad loans at banks in recent weeks has shaken investor confidence in banking shares, which gyrated sharply late this week as unease
We help financial institutions identify and manage risks across various risk stripes with clarity and confidence—backed by 20 years of regulatory experience.
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